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Women ride free on state buses in Karnataka (Shakti), Telangana (Mahalakshmi), Andhra Pradesh (Stree Shakti), Tamil Nadu (Vidiyal Payanam), Punjab and Delhi (Saheli smart card).
Women (and in many states transgender persons) who are residents of that state; show Aadhaar/state ID or smart card.
“AC/luxury and interstate buses usually excluded; rules differ by state. Information only — scheme rules, amounts and dates can change. Confirm on the official government portal before applying. Never pay agents.”
State health cover: ₹25 lakh cashless treatment per family per year plus ₹10 lakh accident cover — free for poor families and ₹850/year for others.
One woman per family gets ₹10,000 to start a small business; women whose business runs well can get up to ₹2 lakh more. 1.81 crore women have received ₹10,000.
Women in low-income families get ₹2,100 a month: ₹1,100 in their account and ₹1,000 saved in a 5-year government RD/FD in their name.
Women in Jharkhand aged 18-50 get ₹2,500 every month, directly in their Aadhaar-linked account.
Women in Odisha get ₹10,000 a year in two ₹5,000 instalments (Women's Day and Raksha Bandhan) from 2024-25 to 2028-29.
Women heads of families keep getting ₹1,000 a month (Kalaignar Magalir Urimai Thogai), plus free travel on town buses (Vidiyal Payanam).
Karnataka's schemes in 2026-27: ₹2,000/month to women heads of family (Gruha Lakshmi), free bus travel for women (Shakti), up to 200 free electricity units (Gruha Jyothi), and Indira food kit (Anna Bhagya).
West Bengal's Annapurna scheme (from 1 June 2026, replacing Lakshmir Bhandar) gives eligible women ₹3,000 a month.
