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Crop loans for farmers: interest subvention now covers loans up to ₹5 lakh; with prompt repayment the effective rate is just 4% a year.
Owner farmers, tenant farmers, oral lessees, sharecroppers, SHGs/JLGs; also animal husbandry and fisheries.
“Rates depend on timely repayment. Information only — scheme rules, amounts and dates can change. Confirm on the official government portal before applying. Never pay agents.”
Small and marginal farmers aged 18-40 pay ₹55-₹200 a month, the government matches it, and they get ₹3,000 a month pension after 60.
Protect your crop against drought, flood, pests and disasters: farmers pay only 2% (kharif), 1.5% (rabi) or 5% (commercial/horticulture) of the sum insured; the government pays the rest.
Direct income support of ₹6,000 a year in three ₹2,000 instalments straight to the bank account of landholding farmer families.
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