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Check the terms on the official site before you sign up.
Fixed, government-backed savings: National Savings Certificate (5 years, 80C) and Kisan Vikas Patra (money doubles over its term). Current rates are on India Post.
Any resident Indian adult; accounts for minors via guardian.
Parents can open an NPS account for children under 18 with just ₹250 a year — the power of compounding for decades, converting to regular NPS at 18.
Small monthly savings now give a government-guaranteed pension of ₹1,000 to ₹5,000 a month after age 60; spouse gets the same pension and nominee gets the corpus.
Anyone without a bank account can open a zero-balance account with a free RuPay card that carries ₹2 lakh accident insurance, plus an overdraft of up to ₹10,000.
Everyone's safest long-term savings: a government-set rate, 15-year lock-in, tax-free interest and maturity.
University students get a year of Headspace meditation, sleep and focus content at a student price.
College students can get Microsoft 365 Personal (Word, Excel, PowerPoint, Outlook and more) at a student discount.
A discounted student bundle of Google AI Pro and YouTube Premium for verified university students, for up to 4 years.
Hundreds of free live channels plus on-demand movies — no sign-up needed.
